Never laugh at a Chinese ! He Must be a WenZhou man !!!


 



                A Chinese man walks into a bank

in New York City and asks for the loan

officer. He tells the loan officer that he is

going to China on business for two

weeks and needs to borrow $5,000.

The bank officer tells him that the bank

will need some form of security for the

loan, so the Chinese man hands over

the keys to a new Ferrari parked on the

street in front of the bank. He produces

the title and everything checks out.

The Loan officer agrees to accept the

car as collateral for the loan. The bank's

president and its officers all enjoy a

good laugh at the Chinese for using a

$250,000 Ferrari as collateral against a

$5,000 loan.

An employee of the bank then drives the

Ferrari into the bank's underground

garage and parks it there. 

Two weeks later, the Chinese returns,

repays the $5,000 and the interest,

which comes to $15.41.

The loan officer says, 'Sir, we are very

happy to have had your business, and

this transaction has worked out very

nicely, but we are a little puzzled. While

you were away, we checked you out

and found that you are a multi-

millionaire. What puzzles us is why you

would bother to borrow $5,000? The

Chinese replies: 'Where else in New York

City can I park my car for two weeks for

only $15.41 and expect it to be there

safely when I return.'

This clever guy must be a Wenzhou

man !!!

(翻譯 ：龍七 )

永遠不要嘲笑中國人 !!! 他應該是一個溫

州人 !!! 

一個中國人走進紐約市一家銀行， 告訴貸款經辦人員說他要去中國兩個星期做生意， 所以需要貸款5000美元。

銀行職員告訴他說他必須提供擔保品才能獲得此筆貸款，中國人就把停在銀行門前路旁的Ferrari 費拉力豪華跑車的鑰匙連同車子產權証一拼丟給該職員。

銀行職員受理了此筆貸款業務。

銀行總經理與其他的高級主管都很高興只用區區5000美元的貸款就能換來價值250 000 美元的擔保品。

然後另一個銀行職員小心翼翼地把該跑車開到銀行的地下車庫存放起來。

兩個星期後， 中國人囘來了， 他還清了借來的5000美元， 加上15,41美元的利息。

銀行職員對他說 ：“先生， 我們很高興跟您作生意。 這筆交易進行得很順利， 但有一件事讓我們很納悶。 在您離開的這段日子， 我們曾對您調查， 我們發現您是個擁有好幾百萬身家的富人， 我們很奇怪為何您還要向銀行借區區的5000元呢 ？”

中國人囘答說 ：“ 在紐約市哪裏有一個地方能讓我很安全地寄放兩個星期車子而才付出區區的15,41美元呢 ？”

這精明的傢伙應該是一個溫州人 !!!